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Artifice


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Artifice 

Created Through the 
Orchestrated Sabotage 
of Real Estate Investment
Properties and Other Assets


" Believe none of what you hear . . .

and half of what you see. "

-- Benjamin Franklin

Artifice is the deliberate deception of a group of people (in this case, the general public) by deceitful means in order to create an entirely false impression and convince them of something that is NOT at all the case.

Through a series of highly orchestrated events, extensive commercial sabotage was carried out against Spencer C. Young and his real estate investment interests in North Carolina, which commenced in earnest in the Summer of 2007.  And despite countless requests and impassioned pleas made to law enforcement and his own attorneys, no legitimate or constructive actions were undertaken to prevent or otherwise address such transgressions -- for as noted here and at affiliated websites, the corrupt influence of MorganStanleyGate has been disturbingly pervasive.

This section reviews a mind-boggling array of "attacks" on:


Although this list is not exhaustive, there are approximately 200 instances of sabotage listed here . . . 



Instances of Sabotage at


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As noted below, instances of extensive choreographed commercial sabotage were carried out against The Courtyard of Chapel Hill.  

The intent of these "attacks" were to instigate economic destabilization and eventual default on the underlying mortgage loan, which was provided by Wachovia Bank when the property was acquired in 2005 by an affiliate of Spencer C. Young Investments, Inc.  The Courtyard of Chapel Hill is an income-producing retail/office property located on W. Franklin St. in Downtown Chapel Hill, and is comprised of seven buildings ranging from one-to-three stories, which form a charming interior courtyard, ideal for community events and public gatherings.  

The transgressions were commenced in 2007 pursuant to a carefully orchestrated Machiavellian plan surreptitiously sponsored by Morgan Stanley and Kirkland & Ellis in an effort to cover-up MorganStanleyGate.


FINANCIAL:

 Inexplicable Redevelopment Cost Overruns -- The redevelopment costs for this property were so far in excess of budget and no reasonable explanations were provided, the existence of foul play wasis obvious.

 Excessive Delays in Completing Redevelopment -- The Town of Chapel Hill has long had a reputation for a very careful construction review process by its Planning Department.  Notwithstanding the approval process for redeveloping The Courtyard of Chapel Hill was quite expedient, as it was accomplished in just a few months.  And while the redevelopment work was to be completed by the end of June 2006, the work stretched out into 2008 with much of the planned redevelopment incomplete.

 Premature Acceleration of Mortgage by Wachovia -- Wachovia was aware of Mr. Young's impending divorce (the result of the chronic stress of MorganStanleyGate and pledged their support.  Nevertheless, in January 2008, they prematurely accelerated the mortgage on The Courtyard of Chapel Hill, after being advised the sale Mr. Young's residence in New York would enable him to keep the mortgage current from that point forward.  Just weeks before the closing, Wachovia accelerated the mortgage.  Shortly thereafter, when the sale of Mr. Young's $1.75 million New York residence was completed, Wachovia refused any and all payments and declared their intent to foreclose on the property which they proceeded to go about in an malicious and aggressive manner, audaciously facilitated by UNLAWFULLY denying Mr. Young legal representation through brazen threats of physical violence and economic repercussions made to any attorney who would dare represent Mr. Young's financial interests.

 Wachovia Attempted to Sabotage the Acquisition of Nearby Lots for Valet Parking ("Valet Lots") -- While Mr. Young's acquisition of land parcels nearby to The Courtyard of Chapel Hill would have permanently resolved the meticulously orchestrated sabotage of commercial parking for The Courtyard of Chapel Hill, which was the cornerstone to the North Carolina smear campaign launched against Mr. Young.  The acquisition of this land would have increased available parking FIVE-FOLD, and thus substantially increase the value of the investment property.  Remarkably, it was learned that certain representatives at Wachovia had actually undertaken diabolical steps to scuttle Mr. Young's planned acquisition of the land parcels.

  Wachovia Reneged on Financing (Recapitalization, Acquisition of Valet Lots, Line of Credit) -- In January 2008, Wachova made an astonishing about face despite earlier assurances of providing the financing for the planned recapitalization of Mr. Young's many commercial real estate investments in North Carolina.  In short order, Mr. Young went from being treated as a vaunted high net worth banking client to an outright pariah, and through private conversations with certain bankers there, this was NOT being done for economic reasons, but rather "pursuant to the personal desires of higher-ups".  As a result, Wachovia reneged on all financing promises associated with Mr. Young's commercial property recapitalization, the reconfiguration of The Courtyard of Chapel Hill parking lot, and line of credit for short-term liquidity.

 Paragon Reneging on Financing (Recapitalization, Reconfiguration of Parking Lot, Line of Credit) -- After Mr. Young brought in Paragon Commercial Bank to complete the acquisition of the land parcels for the additional parking, they too did an about-face in a similar irrational and deliberately pernicious manner.  And how they did so was especially diabolical -- they financed the acquisition of the land parcels, but reneged on the funding to convert them into valet parking lots.  The absurdity of this alone exposes malicious intent, but to remove all doubt, Paragon later engaged in an unprecedented level of bank foreclosure fraud for which a 31-Count Criminal Indictment was filed against officials at Paragon and their lawyers at Poyner & Spruill, who were the kingpins behind executing The Worst Bank Foreclosure Fraud in US History.

  Sudden Jump in Property Taxes -- In 2008, the property taxes assessed on The Courtyard of Chapel Hill were outlandishly increased, despite a malicious and criminally procreated devaluation of the property, the result of the unlawful and intractable parking lot blockade


LEGAL / LAW ENFORCEMENT:

 Breaking & Entering - Perpetrated by 3 Cups / Lex Alexander -- a provision in the lease of 3 Cups Coffee Shop provided the landlord as remedy to retake possession of the premises for nonpayment of rent.  After providing 3 cups with sufficient advanced warning possession was taken in the locks were changed to days later, 3 cups had committed a felony of breaking and entering, and the locksmith who assisted them is complicit in carrying out this crime.

 Filibuster in prosecuting claims  -- Kennedy Covington was hired by Spencer Young to address a variety of issues suddenly cropping up at his commercial properties.  The team headed up by Bill Brian failed to accomplish any objectives that were laid out, including collection of rent arrears and filing the appropriate legal claims, as well as undertaking meaningful action to resolve the parking lot impasse.  They were specifically engaged to file civil claims against a notoriously cantankerous nearby land owner (PH Craig) for the unlawful parking lot blockade he had erected to disrupt commerce at The Courtyard of Chapel Hill and obtain a court order to have it removed.  When this was initially discussed, they indicated that such an approach would be highly successful.  However when Mr. Young inquired about the lack of progress they abruptly reversed their position and resigned for entirely spurious and concocted reasons.

 Foreclosure Papers Posted in Courtyard -- Rather than deliver the fraudulent foreclosure papers to Mr. Young's office in Chapel Hill, they were prominently scotch taped to the windows of tenants throughout The Courtyard of Chapel Hill, in an effort to smear Mr. Young and create fear through uncertainty in the respective tenants.  Word traveled fast and this also had a decidedly dampening effect on commerce at the property, and thus a decidedly malicious act by Wachovia Bank.

 Lack of Police Response to Vandals -- vandalism sponsored by Morgan Stanley included the slashing of tires of patrons' cars in the parking lot of The Courtyard of Chapel Hill.  The Chapel Hill Police officer on patrol caught this person in the act and ended up in an altercation with the perpetrator, who was severely cut in resisting an arrest.  This fellow was tackled at the back entrance to the property and there was blood everywhere.  When Mr. Young made inquiry to prosecute, he was stonewalled and the notorious tire slasher was never identified and released.

  Death Threats Made by the Chapel Hill Police --  Upon taking possession of the premises formerly occupied by tenant who was evicted for deliberately withholding rent (part of the multi-faceted commercial sabotage, Mr. Young posted a security guard in front with instructions to allow no entry.  Later that day the security guard resigned indicating a Chapel Hill Police officer threatened him that he would shoot him dead if he tried to prevent the evicted the principal owner (Lex Alexander) of the tenant (3 Cups Coffee House) from reentering the premises to engage in extensive grand larceny and vandalism.

 Chapel Hill Police Threatened Bogus Arrest if UNLAWFUL Blockade Was Removed -- When Mr. Young requested the Chapel Hill Police to oversee the removal of the UNLAWFUL parking lot blockade to patrons of The Courtyard of Chapel Hill, they astonishingly threatened Mr. Young with arrest if he attempted to remove the UNLAWFUL blockade.  This evidenced a profound level of corruption within the municipality of the Town of Chapel Hill.


MANAGEMENT:

 Billing Irregularities by Property Managers -- When Hunter & Associates was hired by Mr. Young to manage his commercial properties in North Carolina, they were specifically instructed to ensure the tenant billings were accurate and rendered pursuant to their respective lease provisions.  A year later, Mr. Young conducted a full-blown audit of rent billings and found there to be extensive irregularities, resulting in excess of $1 million in UNDER-billings, where the most noteworthy under-billings were realized at The Courtyard of Chapel Hill.  When Banks Hunter, CEO of Hunter and Associates was confronted about this, he abruptly resigned without explanation.

 Bizarre Resignation by General Contractor --  When the redevelopment work was about to commence, Resolute Construction abruptly resigned without explanation nor any forewarning, and after extensively wooing Mr. Young for months soliciting his redevelopment business in North Carolina, taking him to dinner and UNC basketball games.  When pressed for an explanation, the reason given was so astonishingly absurd, the incidence of foul play was obvious -- the reason?  Mr. Young's Vision and plans for the redevelopment work were "too vague". Having launched billion dollar businesses on Wall St. Mr. Young was famous for his attention to detail, which explains why his franchises always exhibited noteworthy market acceptance and lasting shareholder value.  And in the matter of this relatively small scale redevelopment, Mr. Young provided a well-articulated strategic vision, which featured an array of European Elements, and an exceptionally clear plan of implementation containing precise details.

 Diverting Tenant Prospects -- When York Properties was engaged by Mr. Young to manage his North Carolina properties CEO Smeads York assured Mr. Young that all requisite internal controls were in place to protect against a conflict of interest on the leasing and.  The conflict resulted from York's ownership of other commercial properties in the area, and without such controls the most desirable leasing prospects would be diverted to properties owned by York, and at the expense of the properties that York was managing on behalf of others.  When York was caught red-handed trying to divert in upscale French restaurant (Bonne Soirée) from The Courtyard of Chapel Hill to a York property, they were immediately fired.

 Inexplicable delays in installing property signs -- An important aspect in branding a property during its redevelopment is to put new signage up at the very beginning of the redevelopment.  Despite Mr. Young's inculcated requests to have this taken care of during the redevelopment of The Courtyard of Chapel Hill (as well as The Pit Stop of Durham), this was never done.

 Property Manager Insubordination -- When Terrill Wipper was working for Hunter & Associates, she handled the day-to-day management of Mr. Young's properties in North Carolina.  A few months before the billing irregularities became known, Ms. Wipper was fired for unspecified reasons.  Months later and shortly after Hunter & Associates' extensive billing fraud was exposed, she gave Mr. Young a call and pleaded to let her manage his properties, indicating she had no involvement in the billing irregularities, and was facing personal financial hardship.  Mr. Young hired her but retained all financial aspects of property management.  Despite Mr. Young's compassionate gesture, when she was asked to secure two units of tenants evicted for nonpayment of rent, she refused to do so and abruptly quit.

 Unauthorized Payments by Property Manager --  Hunter & Associates was specifically instructed not to make certain vendor payments until some long-delayed rent monies were deposited and had cleared.  In a blatant disregard of such instructions, large denominated payments were made to Bank of America Visa card and entirely orchestrated so that they would bounce and serve as a concocted basis to cancel the corporate credit card, despite the fact no previous month payments were ever late.


POLITICAL:

 Blocked Representation on Boards & Committees -- Many of Mr. Young's friends in the Town of Chapel Hill invited him to join a variety of boards and committees associated with town activities and community improvement initiatives.  Yet despite Mr. Young having a curriculum vitae substantially more impressive than virtually every other person considered, he was oddly never selected and the reasons provided were either spurious or missing altogether.

 Chapel Hill Planning Department's Overbearing Requests to New Tenant -- One of the tenants Mr. Young leased space to at The Courtyard of Chapel Hill during the height of the multi-faceted commercial sabotage assault on his properties was an operation called "Bliss Boutique Bakery".  The approval process that this tenant had to go through in relation to all previous tenants was over-the-top draconian, and obviously intended to make them feel "persona non-grata".

 Corrupt Town Attorney Coordinated UNLAWFUL Acts of Commercial Sabotage -- For approximately a year-and-a-half of Mr. Young's ownership of The Courtyard Of Chapel Hill, the Town municipality had provided proper oversight and protection of the parking lot serving this property, consistent with the assurances provided to Mr. Young prior to his purchase of the property by Town Council members, including then-Mayor Kevin Foy, and Mayor Pro-tem Bill Strom.  This was the case because prior owners of this commercial property had experienced a long history of conflict with a disgruntled, cantankerous adjacent landowner (PH Craig).  Prior to his committing to purchase the property, Mr. Young was provided express assurances that the operative "Special Use" parking permit would be honored and that the associated commercial parking lot would be protected from the constant threats of unlawful blockade.  In July 2007, Ralph Karpinos, the Town Attorney for Chapel Hill followed instructions originating from the Washington DC office of Kirkland and Ellis and sponsored by Morgan Stanley to undermine the economic stability of The Courtyard of Chapel Hill.  He did so through extensive meetings with PH Craig, and coordinated the timing of erecting the UNLAWFUL parking lot blockade to coincide with a FRAUDULENT and secretly orchestrated divorce ruling in New York (as Mr. Young's 24 year marriage finally succumbed to the overwhelming stress of MorganStanleyGate).  The purpose of coordinating these pernicious UNLAWFUL acts was to overwhelm Mr. Young with strife.  Mr. Karpinos provided PH Craig with express assurances that Town of Chapel Hill would: (1) NOT enforce the binding Special Use Permit for the parking lot and thus would incur no fines for creating a violation; (2) allow Mr. Craig to erect UNLAWFUL impediments to prevent use of the parking lot by patrons of The Courtyard of Chapel Hill; and (3) arrest Mr. Young if he or his agents attempted to remove the UNLAWFUL parking lot blockade.

 Government Advocate Promoted Out -- Mr. Young had numerous friends and advocates throughout the Triangle region of North Carolina (comprised of cities vectored by Raleigh, Durham and Chapel Hill); however, many effectively went into hiding shortly after the ASSAULTS (i.e., the instances of commercial sabotage [summarized on this website page] and the North Carolina smear campaign) began in the summer of 2007.  Notwithstanding, there was one person who bravely stood her ground and supported Mr. Young's redevelopment efforts in Chapel Hill.  Her name was Liz Parham, the Executive Director of the Chapel Hill Downtown Partnership; however, she was swiftly promoted out of her position to the North Carolina Dept of Commerce, while her replacement, Jim Norton (NOT the well-known comedian) completely abdicated providing any further assistance to Mr. Young.

   False & Personally Disparaging Articles of NC Smear Campaign -- Coinciding with the carefully planned and patently UNLAWFUL parking lot blockade was an astonishing number of FALSE and LIBELOUS articles, which were published in an obviously coordinated manner among the local newspapers serving Raleigh, Durham and Chapel Hill, NC, to wit -- The Chapel Hill News, The Herald Sun, and The News & Observer and even the school newspaper of UNC, The Daily Tar Heel.  Why would a school newspaper stray from stories involving the University and take on the liability of knowingly publishing libelous articles?  ANSWER:  The President of UNC - Chapel Hill at the time was Erskine Bowles, a former employee of Morgan Stanley, a member of its Board of Directors, and long time friend of John Mack, then the CEO of Morgan Stanley.  All told, there were OVER SIXTY FALSE and personally disparaging articles issued over an 18 month period, which smeared Mr. Young with absolutely fabricated assertions pertaining to his ownership of The Courtyard of Chapel Hill; however when Paragon Commercial Bank later executed its OBVIOUS foreclosure fraud on The Pit Stop of Durham, The Meadowmont Village Condo and the Graham Street parcels, not a single article was printed, thus helping to sweep "the worst bank foreclosure fraud in US history" under the rug.

  Planned Events Mysteriously Cancelled -- As noted above, Liz Parham, the Executive Director of the Chapel Hill Downtown Partnership was one of Mr. Young's few remaining advocates after the commercial sabotage began in the summer of 2007, yet every event that was coordinated to be held at The Courtyard of Chapel Hill through the efforts of Ms. Parham were all cancelled at the last minute (e.g., "Locally Grown" farmers market, "Art Walks" sponsored by Chapel Hill and Carrboro, and a range of cultural celebrations coordinated through UNC- Chapel Hill).  The coordinated perniciousness of these actions were obvious and palpable.


PROPERTY:

  Backflow Devices Installation Sabotage - To comply with operative building regulations, express instructions were provided to the Investor Group who sold The Courtyard of Chapel Hill to Spencer Young, and Village Plumbing, calling for the installation of a domestic backflow device (to protect the property's drinking water) in an out of the way corner of the property and the commercial back flow device (for its fire sprinkler system) in an enclosed utility closet.  They were deliberately installed at the front entrance (creating an unsightly tripping hazard) and in front of a bank of electrical meters.  This created an egregious ordinance violation, which calls for being remedied by shutting down of ALL electrical service until it is rectified.  Mr. Young intervened immediately and spoke with the appropriate officials to be granted sufficient time to rectify this OBVIOUS instance of commercial sabotage.  Had electrical service been shut down, the effect on commerce would have been unrecoverable and Mr. Young's professional reputation would have been forever besmirched.  Although Mr. Young "dodged this bullet", there there many more fired at him, as if discharged by a machine gun. 

Tripping hazard                                                                   Ordinance Violation

 New Neon Logo Sign Switch Mysteriously Burns Out -- as part of the branding and redevelopment of The Courtyard of Chapel Hill, a new illuminated property logo was designed and installed to replace the old neon sign facing North up W. Franklin St., using brand-new electrical circuits and equipment.  Within a couple weeks of its installation, the installation was sabotaged to prevent its further illumination.  Closer inspection by local electricians confirmed foul play.

 Chronic Water Main Breaks -- during installation of the interior courtyard patio, frequent water main breaks were encountered, which occurred so often, it soon became obvious that the "inadvertent mistakes" were very much intentional.

 Creating Roof Leaks -- The Courtyard of Chapel Hill experienced no roof leaks since the time Mr. Young purchased it in September of 2005.  However beginning in the late summer of 2007 (when the UNLAWFUL parking lot blockade was first erected) roof leaks occurred on a regular basis at this property, as well as at Mr Young's other NC properties (e.g., The Pit Stop of Durham, Meadowmont Village Condo) and in each instance, the forensic investigations revealed OBVIOUS commercial sabotage (i.e., holes were deliberately punched in the roof).

Ceiling Damage Caused By Roof Sabotage                                            Floor Damage Caused by Roof Sabotage

 Locked Doors to Vacant Units Are Mysteriously Unlocked -- The doors of those units that were for lease were often unlocked and interior vandalism was then perpetrated, the intent of which was to make leasing those units especially challenging, and at times impossible.

 Sewerage Backups -- Obstructive materials were often placed in the sewage lines such that backups would regularly occur along the northern side of the property. These deliberately malicious acts would then cause the toilets to back up with devastating impact in such tenancies as an upscale French restaurant (Bonne Soirée), and a women's clothing and accessories store (Stock Exchange).  Tenants who were obviously party to other instances of commercial sabotage at The Courtyard of Chapel Hill
 (Most notably 3 Cups and SandwHich) experienced no such problems whatsoever -- coincidence? Certainly not. This very much staged event was used as a basis for the Stock Exchange women's clothing store to then abruptly vacate the premises despite having a multiyear lease and associated rent obligation very much intact.

 Water Element Blockages -- When the aesthetically pleasing water element was installed in the interior courtyard of the property (see property pictures), it featured a European water fountain spilling into a stream surrounded by magnificently interesting vegetation, while meandering from west to east, ultimately disappearing into a rock garden.  A few weeks after his water element was made operational, someone intentionally lodged large rocks into the line that recirculated the water back to the European fountain.  This caused flooding within the interior courtyard.

Water Element Flooding Caused by Obstructions to Pump

 Incapacitating HVAC Units -- During the hottest days of a forecasted heat wave, the heating ventilation and air-conditioning units sitting on top of the roofs of various tenants, were sabotaged to impede or otherwise eliminate their cooling capacity.  In some instances, sabotage was carried out in a stealth manner by surgically removing a small component of the cooling apparatus, while in other instances were more obvious, evidenced by gaping holes punched in the condensing units.  The impact on the associated tenants was devastating and the negative effect on commerce was substantial.  This was simultaneously carried out at ALL of Mr. Young's North Carolina properties.

Evidence of HVAC Unit Sabotage at the Electrical Panel Switch

 Exterior Lighting Sabotage -- Consistent with what he'd observed in his trips throughout Europe, Mr. Young incorporated exterior lighting which looked like gas lanterns at The Courtyard of Chapel Hill.  In this instance the extent of sabotage was especially diabolical in that is was difficult to detect and occurred on a time delay.  This was accomplished by placing incandescent bulbs in halogen housing units, which causes the lamps to burn out over a short period of time (a couple of weeks), and very difficult to diagnose and fix.  This resulted in dangerously low levels of lighting at night, which in turn created an ideal environment for other instances of sabotage to be carried out undetected.  Combinations such as this resulted in virtually every lamppost lightbulb burning out within weeks of their installation, mysteriously plunging the entire property into a decidedly unsafe level of darkness.

Extensive Evidence of Intentionally Burned Out Exterior Lighting at The Courtyard of Chapel Hill

 Irrigation System Sabotage -- The Courtyard of Chapel Hill was served by its own water well, which fed the irrigation system used for its extensive and beautiful plantings throughout the property.  Shortly after the system was updated and reconfigured for the new foliage and to serve the interior water fountain and stream, the lines were cut below the surface such that a massive leak went on undetected while the rest of the property was not being irrigated, and insufficient levels of water fed the water fountain.

Water Well Pump and Underground Line Sabotaged at The Courtyard of Chapel Hill

  Unlawful Blockade of Parking Lot -- As discussed in the "POLITICAL" section above, a historically belligerent adjacent property owner (PH Craig) to The Courtyard of Chapel Hill, refused to enter into any agreement under any terms and then attempted to blockade the parking lot.  He was prevented by the Town of Chapel Hill from doing so for approximately 19 months, until the Chapel Hill Town Attorney, Ralph Karpinos conspired with him to economically destabilize the property.

UNLAWFUL Parking Lot Blockade At The Courtyard of Chapel Hill

  Wachovia Reneged on Installation of ATMs -- Jack Clayton, then the Regional President of Wachovia Bank for the Triangle Region of North Carolina had wined and dined Mr. Young for his business, treating him to breakfasts, lunches and dinners in Chapel Hill and Raleigh, as well as tickets to UNC basketball games at the Dean Smith Center Men's Basketball arena.  As a result of his customer focus, Wachovia was awarded the financing for Mr. Young's acquisition of The Courtyard of Chapel Hill., as part of the deal, Clayton promised to install Wachovia ATMs at The Courtyard of Chapel Hill AND The Pit Stop of Durham.  In both instances, he dragged his feet on a decision and eventually RENEGED on BOTH properties demonstrating a profound lack of integrity.
  
  Sudden & Inexplicable Run Up in Water Use --   Yet another instance of commercial sabotage came in the form of a massive inexplicable increase in water usage at The Courtyard of Chapel Hill.  Various plumbers were brought into investigate the cause of this, and oddly found nothing.  During a one-month extensive investigation usage reverted back to normal levels; however after the investigations were completed, the usage mysteriously sky rocketed again.  Once again the commercial sabotage was OBVIOUS and SINISTER.

Example Water Bill Reflecting an INEXPLICABLE 183% Increase in Water Usage (from May to July 2008)

TENANTS:

  Deliberate Failure to Pay Rent by Baba Ghannouj -- Mr. Young had effectively custom-built a building at The Courtyard of Chapel Hill for a restaurant serving middle eastern Lebanese cuisine, (Baba Ghannouj) which had other franchises located throughout the triangle area.  Despite Mr. Young's good faith, this tenant, headed by Jamaal Haddad concocted or otherwise fabricated every excuse imaginable to not pay any rent.  He did the same thing at what was perhaps the most desirable space at Mr. Young's other property, The Pit Stop of Durham.  Why would a tenant behave in such a deliberately pernicious manner?   The answer may lie in the fact that Mr. Haddad was born in Kuwait and spent the preponderance of his life in Lebanon (his mother is of Lebanese descent), and it is NOT coincidental that John Mack CEO of Morgan Stanley at the time: (1) is also of Lebanese descent; (2) was born and raised in North Carolina; and (3) has many ties with people in Lebanon.

 Flyer Postings on Store Fronts Marketed for Leasing -- beginning in the summer of 2007, when Mr. Young posted "For Rent" signs, someone would deliberately tape numerous paper flyers about local events on the glass to cover up sign.

 Staged Break-Ins -- The Courtyard of Chapel Hill experienced many staged break-ins, the preponderance of which occurred at 3 Cups and Sandwhich, both are operations associated with Lex Alexander, who was often caught engaging in nefarious activities intended to undermine the economic viability of this property.   Upon investigation with the Chapel Hill Police, it was learned that the "break-ins" were all staged in that no money was ever taken and no insurance claim was ever filed.  This was done as an act of sabotage to give the impression that the property had a significant security/crime issue.

 Unlawful Breaking & Entering --  As noted above in the legal/Law enforcement section, both 3 Cups and Sandwhich engaged in the felony of breaking and entering after they were evicted for nonpayment of rent.

  Baseless Withholding of Rent by 3 Cups --   Although the owner of 3 Cups, Lex Alexander, was very much aware Mr. Young was being unlawfully prevented from rectifying the illegal parking lot blockade, he maliciously used it as a basis to withhold rent -- in effect it was just a viciously conspired canard intended to economically destabilize The Courtyard of Chapel Hill.  As of year-end 2010, Mr. Alexander owed an affiliated company of Spencer C. Young's rent arrears in excess of $500,000.

 Vandalism of Tenant Storefronts, HVAC Systems, Phone & Internet Connections -- When 3 Cups was evicted for non-payment of rent, a spate of vandalism occurred at various tenant storefronts at The Courtyard of Chapel Hill, with with rocks being thrown through the windows and graffiti sprayed on the glass.  Numerous local sources confirmed those affiliated with 3 Cups were responsible for these acts of vandalism and were intended as yet additional elements of commercial sabotage.  Instances of vandalism were experienced by other tenants including Locopops, SandwHich (after they elected to finally pay their back rent and execute a new lease), Penang, Baba Ghannouj, TixFixer (Orrin Robbins) and Dixon Weinstein.

     Wiring ripped out of HVAC Unit                   Rock Thrown Through Glass Door                 Holes punched in HVAC Compressor
VENDORS:

 Price Gouging & Kickbacks -- When well-known, long-established and purportedly respected commercial property managers in the Triangle area of North Carolina (York Properties at first and then later Hunter & Associates) fully violated their fiduciary responsibilities to Mr. Young's NC commercial properties (the result of corrupt influence of Morgan Stanley, and its North Carolina native CEO at the time, John Mack), Mr. Young was faced with no other option than to undertake day-to-day property management responsibilities for his North Carolina properties.  In so doing, he was shocked to learn his property managers had engaged in widespread price gouging and kickback arrangements with a variety of vendors.

 Property Vendors Threatened -- When Mr. Young solicited bids from vendors, he oddly found it difficult to find vendors willing to perform work at his North Carolina properties -- through his decades of commercial real estate ownership in New York, this was unheard of, and prior to the Summer of 2007, local vendors of every type were clamoring for work at Mr. Young's North Carolina properties.  Upon investigating as to why, Mr. Young was told the local "grapevine" was abuzz with fear-inducing threats of unspecified "dire consequences" to any who did so.

 Charging for Giving An Estimate? -- One of the more astonishing manifestations Mr. Young began to observe upon managing the day-to-day operations of his North Carolina properties was that vendors suddenly wanted to charge for simply providing an estimate.  In the years prior thereto (in fact, decades prior when including his investment properties in New York), this was unheard of, and merely another form of corruption-laden persona non grata harassment that began in the summer of 2007, at the behest of operatives working for Morgan Stanley.

 Charging for Work Not Performed With Non-Competitive Bidding -- Upon investigating select billings and matching them up with the work performed, Mr. Young found that his former day-to-day property manager (Terrill Whipper) was awarding virtually all general property maintenance work to a company called CFE, which was later learned to be owned by a colleague of hers, Bobby Wright.  Moreover, upon investigation Mr. Young found that CFE often billed for services, where no work was performed. 

 Delay in Getting Website Domain Transferred -- After observing Tsunaone Advertising had accomplished NOTHING in setting up the website for The Courtyard of Chapel Hill, Mr. Young fired them and asked that they have registration of the domain name transferred to his website provider, so actual progress could be made in development of this property's website.  Remarkably, this SIMPLE but all important procedure took over a year to happen, with every absurd and insultingly irrational excuse provided along the way, thus it became obvious that Tsunaone's CEO Jim Phillips maliciously held up website development for over a year.

  Withholding of Postal Mail -- When Mr. Young began investing in North Carolina commercial real estate in 2004, his receipt of documents by postal mail was uneventfully no different from any other time, and there were no issues in the timeliness of delivery . . . UP UNTIL THE SUMMER OF 2007 -- for from that point forward, the delivery of ALL mail to his live/work condominium in Chapel Hill, NC was subjected to delays that became obvious mail was being deliberately withheld, to the point of delivering bills as much as a month late, such that they were already past due when received.  The same was true in the delivery of time-sensitive legal documents, so that hearings on entirely fraud-based matters adverse to Mr. Young were held WITHOUT HIS KNOWLEDGE.  Complaints to the Chapel Hill Post Office and the local law firms involved always fell on deaf ears.

 Delayed Delivery of OWASA Water Bills -- In addition to the outlandish delay realized in the delivery of postal mail and time-sensitive legal documents, the local water utility (OWASA) also introduced their own procreated delays in rendering of their bills to Mr Young concerning his commercial properties.  In fact, they withheld one bill so long that it was not delivered until they had already shut down the water service to his live/work condominium.

 Delays in Receiving Duke Energy Electric Bills -- As OWASA had done, the rendering of Duke Energy bills were also changed such that if Mr. young did not pay them on the day they were received, he would be hit with late charges and shut off notices.

 Duke Energy's Sudden Lack of Cooperation -- When Mr. Young first began redevelopment work at the Courtyard of Chapel Hill in 2005, he found the folks at Duke Energy to be exceptionally accommodating, in particular Steve Small, who was the area manager for the region where The Courtyard of Chapel Hill was located.  Mr. Young worked directly with Mr. Small and a local electrician to successfully complete the relocation of an unsightly electrical transformer that was sitting inside the interior courtyard to an unobtrusive hidden area on the perimeter of the property.  Notwithstanding such prior success in a very complex, time-consuming and risky undertaking, when the other acts of sabotage commenced in the Summer of 2007, EVERY person Mr. Young interacted with at Duke energy was exceptionally UNaccommodating and often downright OBNOXIOUS and NASTY.

 Failure to Finish Water Element -- Mr. Young enjoyed the strong working relationship he had with Ed Fitts, who was the proprietor of Carolina Waterscapes, and he enjoyed collaborating with Mr. Fitts on designing the water element for the Courtyard of Chapel Hill.   Notwithstanding a strong initial foundation, his relationship with Mr. Fitts abruptly changed in the Summer of 2007, shortly after the extensive commercial sabotage began to kick in.  When Mr. Young inquired about finishing the project, Mr. Fitts oddly refused to do so and concocted spurious reasons for his breach of contract.

Vegetation Ruined & Debris In Rock Garden                                 Fountain With Only 1 of 3 Units Partially Working
 Lack of Response to RFPs -- Requests for proposal were sent out to a number of construction firms to improve, or otherwise reconfigure the parking lots at The Pit Stop of Durham and The Courtyard of Chapel Hill. In his more than two decades of owning and managing commercial real estate, third party vendors who received formal requests for proposal on a project would ALWAYS respond.  Mr. Young received ONE bid for the work at The Pit Stop of Durham and NONE for The Courtyard of Chapel Hill -- this is unheard of, and further illustrates the palpable insidious influence by Morgan Stanley operatives.

 Price Gouging by Blue Hill Services for Cleaning Lots -- Blue Hill Services is yet another business affiliated with Bobby Wright and Terrill Wipper, but if you run a Google search on this, nothing will come up for this type of business in North Carolina, suggesting it was merely a "fly-by-night" operation of little legitimacy.  Unsurprisingly, an investigation revealed SIGNIFICANT price gouging as evidenced by bids from other vendors at roughly half the price.

  Profound Failure to Complete Scope of Work -- The redevelopment contract with Benjamin Construction (the general contractor), resulted in redevelopment work at The Pit Stop of Durham and The Courtyard of Chapel Hill that was substantially NOT completed and that which was done, was of poor quality at best, and thus evidencing malicious intent and YET ANOTHER insidious form of commercial sabotage.  As this firm later filed for bankruptcy, the sabotage would have been likely executed at the worker level (as opposed to senior management).

 Confounding Royal Valet Parking Behavior -- Royal Parking was engaged to manage the valet parking services for The Courtyard of Chapel Hill, and was supposed to have the valet parking station operational and at all times.  On many occasions it was found that the station was unmanned throughout the day and when this was brought to the attention of Royal Parking, they merely denied it and did nothing to ameliorate the situation.  If fact the folks at Royal Parking lied so profoundly, it got to the point that NOTHING they represented bore any resemblance to reality -- for instance while standing at the empty valet parking station a call was placed, and response was that there were attendants standing there.








Instances of Sabotage at


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FINANCIAL: 

 Reneging on Recapitalization -- Both Paragon Commercial Bank and Wachovia Bank (arguably the worst run bank in America) reneged on providing promised financing for the recapitalization of Mr. Young's North Carolina real estate portfolio.  In the case of Paragon, it was Martin Borden who provided the assurances (and later reneged), and with regard to Wachovia, it was David Booth (NOT the hockey player, and NOT the philanthropist, but rather a pathetic middle manager at this culturally amoral financial institution).  Both cowardly scoundrels thus were key participants in "the worst bank foreclosure fraud in US history".  It is worthy to point out that at the time of Wachovia's CRIMINAL misdeeds, it became INSOLVENT and was on the verge of collapsing altogether, and it would have assuredly disappeared altogether, much like Lehman Brothers did, had the U.S. Government not stepped in and arranged for it to be subsumed into the operations of Wells Fargo Bank.

  Sudden Arbitrary Jump in Property Taxes -- At the same time property taxes had jumped substantially at The Courtyard of Chapel Hill (located in Orange County, NC), there was a similar excessive and entirely unjustified jump in property taxes at The Pit Stop of Durham, which were far in excess of the average increase for other real estate properties in Durham County, NC.  The increases were principally the result of a baseless increases in assessed value, and thus the result of corruption-procreated influence.

  Blocked Deposits (i.e., Audacious Unauthorized Rent Refunds) by Paragon -- To orchestrate the FALSE and entirely CONCOCTED appearance of a mortgage loan default in its audacious FORECLOSURE FRAUD, Paragon Commercial Bank deliberately and diabolically rejected monthly electronic deposits of rent made by various tenants at The Pit Stop of Durham.through pre-arranged ACH (Automated Clearing House) transactions, citing entirely bogus and spurious reasons for doing so, which Mr. Young was readily able to discern, given his banking background as the former Controller and Treasurer of Citicorp Real Estate.

 Unauthorized Wire Transfers -- Supplementing the UNLAWFUL and MALICIOUS blocking of deposits Paragon Commercial Bank also wired out monies to vendors who were NOT owed amounts due, and audaciously did so without authorization nor ANY justification whatsoever, and DIABOLICALLY did so immediately prior to or on the the payment due date for Mr. Young's mortgage loans,so as to give the FRAUDULENT appearance that there were insufficient funds to make the payments.  For over FOUR years prior thereto, Mr. Young had arranged for the AUTOMATIC debit of his various banking accounts held at Paragon Commercial Bank to remit monthly mortgage payments on many of his North Carolina real estate investments.  He arranged that ALWAYS be made BEFORE their respective due dates.  

 Grand Larceny Theft of Funds -- Supplementing Paragon Commercial Bank's entirely FRAUDULENT and orchestrated default on loans that were NEVER PAID LATE and NOT IN DEFAULT, they also maliciously closed ALL of Mr. Young's to demand deposit accounts held there and absconded with over $30,000 in cash -- this was a blatant instance of GRAND LARCENY, a FELONY.

 Orchestrated Defaults -- Although Paragon Commercial Bank was provided specific instructions to apply available monies for the monthly mortgage payments and had been consistently doing so for over FOUR YEARS (i.e., since the inception of Mr. Young's banking relationship with Paragon), they deliberately disregarded those instructions and declared entirely FRAUDULENT and UNLAWFULLY orchestrated mortgage loan defaults, while concurrently denying Mr. Young the opportunity to cure Paragon's BOGUS mortgage loan defaults.

 Fraudulent Foreclosures -- Paragon Commercial Bank then proceeded to follow through on 100% FRAUDULENT FORECLOSURES WHICH THEY THEMSELVES MALICIOUSLY ORCHESTRATED, and deny him the right to contest these FRAUDULENT acts by UNLAWFULLY preventing him from engaging legal counsel through unspecified threats of dire consequences, an effort which was coordinated through the unethical law firm they executed their nefarious UNLAWFUL acts with -- to wit, Poyner & Spruill.

  Fraudulent Receiver Appointment -- Paragon Commercial Bank's MALICIOUS and remarkably coordinated BANK FORECLOSURE FRAUD was facilitated with the assistance of yet another CORRUPT JUDGE (Carl Fox), Paragon had a Receiver appointed and ALL OF MR. YOUNG'S INCOME INTERCEPTED without ever having to prove that there was in fact a default.  The appointment of a receiver was predicated solely upon a false affidavit submitted by James Hoose of Paragon Commercial Bank, while preventing Mr. Young from submitting clear evidence of the FORECLOSURE FRAUD because he was UNLAWFULLY DENIED LEGAL REPRESENTATION to do so, an absurd confluence of events that MADE A MOCKERY OF DUE PROCESS AND THE US CONSTITUTION . . . and something which ALL involved must be held accountable in a most EXEMPLARY MANNER.  Judge Carl Fox's prominent role in the associated Kangaroo Court Proceedings were INTENDED TO DENY CANCER TREATMENT TO MR. YOUNG'S WIFE OF 24 YEARS, WHOSE PASSING WAS COVERED ON NATIONAL TV

Internal Regulatory Reports Evidence Fraud -- Paragon Commercial Bank's Classified Loan Report on the credit status of its loans is filed quarterly with governmental agencies.  The thug they hired specifically to head up the remarkably detailed and highly orchestrated FORECLOSURE FRAUD against Mr. Young was Jim Hoose (formerly of First South Bank), who as a new employee, was unfamiliar with the email system of Paragon Commercial Bank, and he inadvertently emailed a copy of Paragon's Classified Loan Report which clearly showed Mr. Young's loans to NOT be in default and NOT subject to foreclosure.  


LEGAL:

 Lost Criminal Complaint  -- when) was evicted from the spaces he lease at the pit stop of Durham, the lots were changed pursuant to the lease provisions.  The following day Mr. Brown committed a felony of breaking and entering these premises.  Criminal complaints were filed with the Durham magistrate, but no action whatsoever was taken -- in fact, the criminal complaint was mysteriously lost altogether.  and when Mr. Young's attorneys inquired about this, they were stonewalled and no explanation was ever provided.

 Sudden Refusal to Collect Arrears -- the refusal to collect rent arrears first began with Womble Carlyle, despite Bill Matthews express promises to do so when his firm was engaged to handle all of Mr. Young's North Carolina real estate matters.  Oddly, this outright failure to collect rent arrears carried forward in various creative ways by subsequent law firms that were engaged to expressly do this.  In the more than two decades of Mr. young owning and managing commercial real estate he never encountered anything remotely similar to this situation -- simply because it was all a function of rampant corruption in this area of North Carolina.

 Unlawful Breaking & Entering -- Carlos Brown operated two tenancies at The Pit Stop of Durham -- whips and chains (a car and motorcycle customization shop) and 54 West (an upscale nightclub).  Despite Mr. Young's goodwill efforts to modify and restructure the leases to accommodate Mr. Brown's operational shortfalls, the mounting arrears forced Mr. young to take back the premises, pursuant to the express provisions of the operative leases.  After Mr. young had regained title to the respective leasehold and change the locks, Mr. Brown broke into these premises which is a de facto felony.

 Denial of Due Process -- of the more astonishing hallmarks of the commercial sabotage perpetrated against Mr. young, was the outright denial of legal due process.  When Mr. young began investing in North Carolina real state in 2004 many law firms clamored for his business and in New York he was represented by some of the most prestigious law firms such as Cadwallader, Dechert and Ruskin Moskal.  Yet when the commercial sabotage commenced the law firms to represent his interests stonewalled accomplished nothing and then abruptly resigned citing spurious reasons for doing so.  Moreover, Mr. young was shockingly unable to hire any attorney whatsoever, and when he caught wind that threats were being made to anyone who would represent Mr. young he brought the matter to the attention of the North Carolina State Bar Association and the North Carolina Department of Justice -- incredibly they were both completely non-responsive.


MANAGEMENT:

 Billing Irregularities -- the billing irregularities surfaced upon completion of a complete audit of all Billings against the respective leases.  For the pit stop of Durham only, this amount exceeded $900,000, and when the property manager Hunter and Associates was apprised of this and asked to explain it they abruptly resigned leaving Mr. young in the lurch.

 Diverting Tenant Prospects -- York properties was first engaged to handle all property management and leasing for Mr. Young's North Carolina properties; however it, it struck Mr. young as odd that they could not lease the most desirable space (the end cap space of the Northern wing), and it was later learned that the reason for this was they would diverting tenant prospects for their own properties, which they were caught red-handed doing trying to lower Bonne soirée from the courtyard of Chapel Hill to available space at one of the York owned properties.

 Paying Tenant TPSoD Water Utilities -- another inexcusable and unimaginable error was the payment of utility expenses that were expressly the responsibility of each tenant.  This was yet another irregularity exposed by the audit.

 Property Manager Insubordination -- when directed to execute insecure the reclaiming of leasehold space from Carlos Brown (discussed above), the property manager responsible for this (Terrill Wipper) refused to carry out her duties for unspecified reasons and in a most insubordinate manner, and because of her deliberate failure to carry out her responsibilities this former tenant was able to break and enter into the premises and cause substantial damage.

 Refuse Removal Bullying -- another finding of the financial audit revealed excessive price gouging and kickbacks, which was especially pronounced in the arrangements made with Waste Management in that the amount they charged was three times the market rate as evidenced by the bid proposals Mr. young received and ultimately entered into.  instead of accepting the fact that they were exposed and fired, waste management proceeded to engage in bullying tactics by not removing their garbage dumpsters and placing them in areas the parking lot that obstructed the free flow of traffic, and continued to Bill and the excessively high rates , while impeding the use of dumpsters provided by the refuse removal from that replaced them.


POLITICAL:

 Blocked Removal of NC Hwy 55 Median Divider (Or Installation of "Cuts") -- in the southbound lane of and see highway 55 was blocked from ingress egress to the pit stop of Durham by a concrete median divider, which serve no useful purpose other than to create massive traffic jams and unsafe driving conditions.  Shortly after Mr. young purchasing The Pit Stop of Durham, CEO of your properties, Smeads York (a former two-term mayor of Raleigh) provided assurances that he could employ his political clout with the North Carolina Department of Transportation to get this accomplished -- it wasn't.  And when Mr. young engage the assistance of the Durham Chamber of Commerce ( of which he was a member) he was put in touch with the decision-makers of the NC DOT,, and had meetings in their offices a which were set up by his general contractor Benjamin construction, and was done at a time when the divider was removed for a widening of the road.  A more than compelling presentation was made to ensure this divider was not reinstated, which would have dramatically improve traffic safety while increasing the value of the property, the median reappeared without explanation.

 Draconian Portable Sign Violations -- despite being advised a local ordinance rules concerning signage, every so often a tenant would attempt to place a portable sign along NC Highway 55 or NC Highway 54.  Mr. Young's property managers would normally spot this during their daily business the property; however when the commercial sabotage commenced, Durham County issued needlessly and over-the-top threatening letters

 Inexplicable delays in installing Pylon road signs -- one of the most critically important aspects in re-branding a commercial real estate property, particularly when changing its name (as was the case in changing Triangle Village Auto Mall to The Pit Stop of Durham) is the installation of captivating and easily read road signs.  This was originally stressed with the construction arm of York Properties, and every imaginable reason for delay was given.  Dismayed by such an inexplicable delay, Mr. Young became actively involved, and the sign company hired by York Properties on the half of Mr. Young (Harlan Laws Sign Company), was found to have developed signage plans, which did not meet the parameters of the local signage ordnance in any way shape or form -- for instance, the sign was too large and it had too many colors.  in response Mr. young reassigns project to his general contractor ( Benjamin Construction), and although they were able to finally obtain signed claims which coincided with local ordinance, the signs were never installed . . . and no viable explanation was provided.


PROPERTY:

 Breaking Bottles in Parking Lot -- 


 Car Vandalism -- 


 Frequent Abandonment of Cars in Parking Lot -- 


 Sewerage Backups from Sabotaged Pumping Station -- 


 Incapacitating HVAC Units -- 


 Punching Holes in Roof -- 


TENANTS:

 Baba Ghannouj Withholding Rent -- 


 Egregious Failure to Pay Rent - Baba Ghannouj --

 
 Egregious Failure to Pay Rent - Carlos Brown -- 


VENDORS:

 Accessory by Locksmith -- 

 Abrupt Work Stoppage by Landscaper Corp Svcs -- 

 Vendor Price Gouging (Kickbacks?) --
 
 Vendors Just Don't Show Up -- 

 Vendors told not to work for me -- 

 Charging for Work Not Performed by Wright -- 

 Failures by Vendors -- 

 Price Gouging by Blue Hill Services for Cleaning Lots --
 
 Significant failure to complete scope of work -- 




Other Instances of Sabotage Directed at
and its CEO, Spencer C. Young 


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FINANCIAL:

 Abrupt Cancellation of B of A Visa Card -- 

 Abrupt Cancellation of American Express Card -- 

 Abrupt Cancellation of Wachovia Visa Card -- 

 Blocked Access to Investment Funds -- 

 Delayed Receipt of Euros -- 


LEGAL  /  LAW ENFORCEMENT:

 Divorce Attorney Stonewalling & Harassment -- 

 Harassment by Creditors -- 

 Local FBI Office About-Face -- 

 Local FBI Office Employs Intimidation Tactics -- 

 North Carolina Dept. of Justice Unresponsive -- 

 NC State Bureau of Investigation Unresponsive -- 

 NC State Bar Unresponsive -- 

 NC Bar Association Unresponsive -- 


PUBLIC RELATIONS:

  False & Disparaging Articles by News & Observer -- 

  False & Disparaging Articles by Herald Sun -- 

  False & Disparaging Articles by Chapel Hill News -- 

  False & Disparaging Articles by The Daily Tar Heel -- 

 Smeared by Local Blogger --  

 



Instances of Sabotage at 
 of Chapel Hill


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 FINANCIAL:

 Sudden jump in property taxes -- 


PROPERTY:

 Front Door Entrance Incapacitated -- When Mr. Young's fiancee' and young son were out of town visiting with relatives, he went for a run at night, and upon his return, his code to the main entrance was changed so he could not enter.
 Roof Leaks -- On frequent occasions, holes were punched in the roof over Mr. Young's top floor condominium such that water would pour in right in the middle of his bed.

 Car Vandalized  -- While parked overnight in his condominium complex parking spot, virtually every area of Mr. Young's automobile was scraped (a/k/a "keyed") in yet another cowardly attack on his property.

 Automobile Stolen -- Shortly after the "wrongful forcible eviction" (discussed below) the automobile Mr. Young entrusted to his fiancee was left abandoned (for reasons Mr. Young does not understand) and its whereabouts are unknown.

 Belongings Stolen or Otherwise Destroyed -- Also a result of the "wrongful forcible eviction" many of Mr. Young's belongings are missing or have been maliciously destroyed.

 Cyber Attacks -- Mr. Young was subjected to a never-ending spree of cyber-attacks on his office computer systems, which began at the same time other instances of sabotage commenced , despite extensive electronic firewall protections.  He was frequently infiltrated with computer viruses that entirely wiped out ALL of his computer files, which he was able to recover due to frequent off-site and on-site back-ups.  This attacks abruptly ended after he was unlawfully and forcibly evicted from his residence on Feb. 2, 2010 -- coincidence?

⇨  Water Usage Spike -- Shortly after the fraudulent foreclosure process commenced, Mr. Young experienced a sudden massive increase in his water usage, which OWASA could not explain and plumbers confirmed there were no leaks.

⇨  Water Shut-Off -- Dating back years before (as the services were being offered), Mr. Young arranged for virtually ALL bills to be routinely paid each month by "auto-pay" arrangements such that the amount due would be debited out of one of his demand deposit accounts (DDAs) each month.  When Paragon commenced its foreclosure fraud, they abruptly closed Mr. Young's DDA's and absconded with over $30,000.  When Mr. Young reinstated his vendor auto-pay arrangements with new bank accounts, inexplicably, OWASA's electronic payment system was unable to activate this (no problems encountered with the other vendors).  As a result, the issue was brought to their attention, and the requisite documents were printed, executed, scanned and emailed to OWASA.  Although assured "everything was taken care of", the payments were not processed, and an aggressive water turn-off notice was not received (by regular mail) until the water was actually turned off.  Upon inquiry, he received no explanation.

 Email Compromised -- There were countless instances of Mr. Young sending and receiving emails which mysteriously never made it to their destination.  This attack first manifested when he was out of town as a Mensa annual gathering, where midway through this roughly week-long conference (and where the preponderance of his emails pertained to prosecuting his claims in the MorganStanleyGate scandal), ALL of his communications were inexplicably knocked out.  This then carried forward upon his arrival back in Chapel Hill, such that he had to open up numerous email accounts on different platforms, which he had feed in on a centralized basis to Microsoft Outlook on his office computers and into a Blackberry server for his PDA.
 
  Delayed Receipt of Postal Mail -- When the sabotage began in 2007, there was a woefully obvious change in the timely receipt of postal mail . . . in fact, in some instances, notices and hard copy letters were never received . . . and NOT coincidentally, they were ALWAYS the time sensitive ones.  As a result, Mr. Young notified the Chapel Hill post office on a few occasions, but the problem was NEVER corrected.

 Compromised Delivery of Legal Documents -- The failure to receive time-sensitive legal documents was chronic and certainly deliberate, and this began in the Summer of 2007.  And despite Mr. Young's frequent requests to those attorneys responsible to email all documents, that was seldom done . . . and NEVER for any time-sensitive documents. In fact a trick employed was to send notices to a state sponsored organization without Mr. Young's knowledge and treat it as having been delivered.

 Interrupted Phone Service -- Once the sabotage began in the Summer of 2007, Mr. Young was often unable to make and receive phone calls, and his calls from his cell phone and land line were often dropped.  He had also heard from others that they were unable to reach me by phone as the phone would ring forever -- which is disturbing since he arranged for voicemail to kick in after a few rings on ALL phone lines.


LEGAL / LAW ENFORCEMENT:

 Fraudulent Loan Default -- Mr. Young was subjected to a series of fraudulent foreclosures coordinated between two financial institutions with close ties in North Carolina (Wachovia and Paragon Commercial Bank), and with regard to his live/work residence in Meadowmont Village in Chapel Hill, Paragon orchestrated and declared an entirely fraudulent mortgage loan default on a mortgage that since inception in 2005 was: (1) NEVER late; (2) NOT delinquent; and (3) PAID-IN-FULL.  And although this was brought to the attention of every major political, judicial and law enforcement representative in North Carolina, there was NO RESPONSE -- not even by the media in a press release.

 Wrongful Forcible Eviction -- Although hundreds of pages of overwhelming evidence were made publicly available, and public announcements were made far and wide about these documents (e.g., Paragon's own records which CONFIRM their fraud BEYOND ALL DOUBT), a completely unnecessary and over-the-top SWAT team attack was carried out against Mr. Young, made possible by a most corrupt Orange County (NC) Sheriff (Lindy Pendergrass) and his deputies (Charles Blackwell and J.C. Clayton).

 Denied Legal Due Process -- Supplementing the fraudulent foreclosure and wrongful eviction was a complete denial of Mr. Young's right to legal representation.  It began as it had in New York with payoffs to Mr. Young's attorneys to NOT prosecute his claims, and abruptly resign for entirely concocted reasons. And eventually got to the point that he was unable to hire an attorney at all, and when this was brought to the attention of the NC State Bar and the NC Dept of Justice and Attorney General and even Governor Bev Perdue . . .  NOTHING was done.  What this absurdity means is this:  A callous murderer can readily receive legal representation, but a law-abiding citizen who has invested $ millions in the State of North Carolina can't get an attorney to represent him against the foreclosure frauds?  That is preposterous. 

 Denied US Citizen's Rights -- When Mr. Young was arrested in his residence on fabricated charges (which were later dropped), he was denied his right to remain silent ("We'll throw you in jail with violent criminals if you don't answer our questions"  was one such coercive threat made), and he was denied his right to an attorney when he was been physically and emotionally tortured by Orange County law enforcement (most notably Deputy JC Clayton and Magistrate Gregory Stephens).


PUBLIC RELATIONS:

 False Articles -- Continuing the audacious local smear campaign carried out against Mr. Young in North Carolina, at least two false and libelous articles came out in a attempt to destroy Mr. Young's credibility and cover up the fraudulent foreclosures and unlawful eviction.